2020 Alfa Romeo Stelvio

Should I Buy or Lease a Vehicle?

When the time comes to get a new vehicle in Southlake, you’ll want to look over a lease vs. buying a car to see which will better fit your financial situation. At the Momentum Alfa Romeo financing center, we’ve created this guide to help drivers answer the question, “Should I buy or lease?”Read on below to learn more about lease vs. buying with Momentum Alfa Romeo’s finance center in Hurst. 

 

 

Lease vs. Buying: Leasing

Leasing is basically like renting the vehicle from the dealership for a set amount of time. The biggest difference between a lease vs. buying is the lower monthly payments and smaller down payment. Lease terms typically last two years, but there are other options available. Here are some more benefits to leasing a car:

  • Lower Payments: The down payment and monthly payment could be smaller if you choose to lease,this depends on lease term and the vehicle.
  • Less Sales Tax: You’ll pay less in sales tax in most states when you lease. 
  • Trade-Ins: Trade-ins are simple! Pay off all remaining charges, sign a new lease, and drive off the lot to head on back to Colleyville in your new vehicle.
  • Great Coverage: The warranty coverage usually covers minor repairs to maintenance as long as you’re within the lease limits. 
  • Options: The options are abundant when you lease. You’re able to enjoy and experience the newest tech and performance features Alfa Romeo has to offer.

Lease vs. Buying: Buying

If you choose to buy, or finance a car, you’ll make payments on your loan until it is paid all the way through. This can be a better investment if you plan to have this model for over five years. Here’s the difference between lease vs. buying benefits: 

  • No Mileage Restrictions: You’re able to drive your vehicle with mileage restrictions. If you choose to finance, you’ll be able to drive it near and far without limits.
  • Total Ownership: The vehicle is all yours once you pay off the loans! You can do whatever you’d like to the vehicle.
  • Customization: You’re able to customize your vehicle in any way if you finance.
  • Ability to Sell: You’re able to sell your vehicle to anyone, your family, or a friend if you’d like. 
  • Financing Options: The finance process at Momentum Alfa Romeo is simple and straightforward. Even if your credit score isn’t up to par, we’re here to help.
  • Less Cost Over Time: Once you pay off the loan, the cost of owning your car is extremely low. 

Explore Finance & Lease Options with Momentum Alfa Romeo!

After learning more about leasing and buying, contact our team to talk through your options on the model you’ve had your eyes on. We also have a monthly payment calculator to help you estimate your monthly payments on a new or used vehicle from our inventory near Keller.

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